occupational pension

In the generation phase, occupational pension plans were mainly the imitations of the ones in foreign firms.

在企业年金创新的产生阶段，它以外资企业模仿为主。

Therefore, how to increase the value of occupational pension and achieve stable investment income becomes a critical question.

因此，如何实现企业年金的保值增值，获得安全合理长期稳定的投资收益率就变得至关重要。

Employees can contract out of their employer's occupational pension scheme.

雇员可以退出雇主的职业养老金计划。

Growing occupational pension will be an important part of building multi-level pension system in China.

大力发展企业年金是我国构建多层次养老保险体系的重要内容.

In China, occupational pension is the second pillar in the pension system of three pillars.

企业年金在中国处于养老保险体系“三支柱”中的第二位.

The present situation of occupational pension investment include structure , income analysis, risk analysis and existed questions.

企业年金的投资现状包括收益分析 、 风险分析和存在的问题.

Study on Legal System of Occupational Pension Fund Regulation

企业年金基金监管法律制度研究

There has been more than 100 years since American industry had run occupational pension system. Its typical model 401 ( k) plan has been in the mainstream for recent 20 years.

美国产业界举办企业年金有100多年的历史，其典型运作模式&401（k）计划在近20年中占主要地位。

The scale of occupational pension is not fit with its' position in the pension security system.

但我国企业年金的规模与其作为养老保险体系第二支柱的地位不相匹配。

Chapter 4 discusses the investment portfolio model of occupational pension.

第4章探讨了企业年金的投资组合模型.

The history of occupational pension proves the close ties between occupational pension and economic development, basic pension and enterprise institutions.

企业年金的发展史说明企业年金与经济发展、基本养老保险、企业制度关系密切。与公共养老保险一致，企业年金也存在DC计划与DB计划，但其运作机制有所不同。

Research on China Governance of Occupational Pension Funds

中国企业年金基金治理研究

Occupational pension is a kind of retirement pay established by enterprises and employees under the guidance of the government is the important supplement of the basic endowment insurance, is the important part of the multi-level social security system.

企业年金是在国家政策指导下，企业和职工自主建立的一项企业退休金制度，是基本养老保险的重要补充，也是我国多层次社会保障体系的重要组成部分。

But the management of occupational pension fund varies in different countries.

但对企业年金基金投资运营的管理各国却各不相同。

They study respectively the management risk control and the other risks control in the process of China's occupational pension fund investment.

另外，还提出了在企业年金各管理机构构建有效的风险内控体系的组织框架以控制管理风险。

Finally the paper put forward the suggestions of speeding up the endowment insurance reform of institution, providing annuity and occupational pension as supplementary insurance so as to reduce the discrepancy of endowment insurance between the supplementary insurance.

最后提出可以加快事业单位养老保险改革，统一企事业单位养老保险制度，并通过企业年金作为补充保险的方式缩小企事业单位养老保险差异。

Currently all over the world, to raise the social old-age security payments mainly from the state, employers and individuals in three areas; occupational pension protection Kinder raised mainly from employers and individuals; personal old-age security payments primarily from individuals.

目前世界范围内，社会养老保险金的筹集主要来自于国家、用人单位、个人三方面；职业养老保险金的筹集主要来自于用人单位、个人；个人养老保险金主要来自个人。

Specifically, as an important link in the reform of social security funds, the success of occupational pension reform foreshows benign economic circle and sustainable development of China.

其中，企业年金改革作为社保基金改革的重要一环，其成功与否关系到经济的良性循环和可持续发展。

an occupational pension scheme

职业退休金计划

Private pension ( abroad has become superannuation, occupational pension. Enterprise Annuity, and so on.)

企业年金（在国外又成为超级年金、职业年金、私人养老金计划，等等。）

occupational pension schemes

职业退休金计划

Trust-based occupational pension is the accumulation of pension funds, the beneficiary in order to account for the accumulation of retirement funds to purchase a commercial annuity pension payments manner, it will mean that business in the future of occupational pension annuity market will be promising.

信托型职业年金是基金积累型养老金，在受益人退休时以账户积累资金购买商业年金的方式给付养老金，这意味商业年金在未来的职业年金市场将大有可为。

Defined Benefit type of occupational pension plan ( DB plan) faces the sponsor's bankruptcy risks and needs governmental guarantee.

待遇确定型企业年金计划面临着雇主破产风险，需要政府出面提供担保。

In the broad classification of occupational pension model, there are two general categories of plans: defined benefit ( DB) and defined contribution plans ( DC).

企业年金计划按照筹资和运作模式的区别广义上可分为确定给付计划（definedbenefitplan.缩写为DB）和确定缴费计划（definedcontributionplan.缩写为DC）两种模式。